11 Guaranteed Ways to Make Money Online in Nigeria (2021)

making money online

You must have asked yourself, ‘can I make money online in Nigeria?’. Yes, you can. Earning money is not supposed to be as difficult as it is. You can make a lot of money without leaving your comfort zone. It’s possible to earn money with just your smart device and a data connection. Many people are getting their means of livelihood from the internet. You can do it too. 

In this article, you will learn proven and guaranteed ways to get money online. Keep reading.

Trading and Investing 

This is one of the best ways to make money online. While trading requires active effort, investing is a passive venture. Trading demands that you buy and sell assets virtually. These assets may include stocks, foreign currencies – Euro, Dollars, Japanese Yen, etc –  Cryptocurrencies, commodities, binary options, etc. 

To be successful, you need to understand how to analyze the markets. Well, with the guidance of a mentor, strict online learning, you can make good money from it. However, these are not get-rich-quick schemes. Learn a lot about trading before jumping on it. You will need to pay lots of care and attention, else you will lose money.

On the other hand, Investing is just like an advanced form of saving. You invest by putting your money into a valuable asset. An asset is valuable when it is predicted to increase in price (value) over a timeframe. There are various options to invest in. This includes agriculture, stocks, treasury bills and bonds, cryptocurrency, foreign currency, real estate, etc. 

There are many apps used for trading and investing. You just have to decide the right one for you. Examples of apps to use are; Risevest, Piggyvest, Cowrywise, Metatrader, Bundle, Binance, etc.


make money online in nigeria

Do you have digital skills? With a digital skill such as freelancing, you would not be struggling to make money. Many companies are now outsourcing roles to freelancers. These freelancers receive money in exchange for their services.

With the right skills, you can earn money from Freelancing. The following are some of the skills you can monetize;

  • Writing: There are freelancing gigs on different platforms. These Gigs include blog articles, YouTube scripting, product reviews and descriptions, SEO writing, product copywriting, etc. 
  • Sales and Marketing: In this type of freelancing, you get paid to make people buy a particular product. This is designed for those who can convince people to buy. You should also be good at writing persuasive emails too.
  • Website Developer/Designer: Many small companies need people to work on their graphics. So, if you know how to design beautiful graphics and websites, you can make money freelancing. Even as a website developer too, you can work on contract projects to make money. 

In order to become a successful freelancer, you need to be proficient and disciplined.

Some of the most popular platforms you could find gigs on includes;  Freelancer, Upwork, and Fiverr.


Blogging is one of the established ways to make money in Nigeria. Blogging is for those who love to write and share their ideas. It allows you to write on various topics or on a specific niche of your choice.

Every blog focuses on growing an audience. To do this, you have to write great articles and implement the right strategies. However, it would take time and consistency to start seeing results.

There are many ways you can make money from your blog site. Some of the ways include; Google ads, product reviews, e-book and courses sales, paid post, etc.


This is also known as video blogging. It is a great aspect to get involved in. It is for those who can create fresh videos. There are diverse ways to indulge in video production. An example is recording yourself while making a presentation. One exciting thing to know is that Vlogging may not require large capital. This is because you may not need high cost equipment to start. 

Moreso, you can create video content with many ideas. There are many categories of Vlogging you can consider.Some of the areas in which you can specialize in video blogging includes: tutoring and the creation of how to guides, skit making, technology videos, and so on.

How do you monetize it?

You can make money from ads shown in your video content. However, the amount of money you can make depends on the number of your viewers and subscribers. Also, businesses may pay you to create a video ad for them on your channel.

Some of the channels which you can leverage your video content creation include; YouTube, TikTok, and Instagram.

Online course creator

To make money from creating courses, you need to be interested in giving valuable information. To start, you need to record yourself teaching a particular subject. Then, go ahead to upload online. Even though Vlogging requires video creation, creating courses are different. In this case, you need to teach extensively on a particular subject area.

After the creation of your courses, you can upload them to online learning platforms such as udemy. Once people start purchasing your courses, then you will make money too.

Ebook creator

E-book is a term that refers to electronic books. They are books that are created and stored digitally. You can create an ebook from any idea. However, many e-books are educational.

It can be quite easy to create your own ebook and make money from it. All you need is to have good knowledge on the subject, write about, edit it, and market the final work. However, your contents have to be great and informative. This is the way you can make readers stay interested in your work. And the more loyal readers you have, the more you can make money.

Podcast creator

Podcasts involve creating quality audio recording. The recordings basically need to be uploaded on an online platform for people to listen and download. Also, it is advisable to create a series of podcasts for subscribers to follow. However, only inspiring and educational podcasts can make you gain more followers.

How can you make money from a podcast?

The only way to earn is by setting a subscription fee. This fee would be an access fee. The fee would have to be paid by your followers before they can listen. Although, you have to invest your time into building loyal listeners who can pay. 

Some of the common podcasting platforms are Spotify and Apple Podcasts.

Selling your designs

If you can create beautiful graphics templates, you may decide to sell them.  Creating design requires you to have a great eye for aesthetics. Well, businesses are looking for catchy designs that would create awareness for them. This opportunity is for those who can create attractive designs.

There are certain platforms that allow designers to upload the template they have created. As soon as a user on the platform downloads it, you get paid. You can even earn more when your templates begin to get more downloads.

Affiliate/Referral Marketing 

This is about earning commission per sale. Once people buy a product through you, you make earnings. If you have a large  audience, affiliate marketing is a good choice to earn money. If you can also build a loyal audience, this can work for you too. However,it depends on how well you can persuade your audience.  Persuasion involves writing compelling copies. 

Referral marketing is a little different from affiliate marketing. It involves merely referring people to buy a product or use a service. Many mobile apps in Nigeria create referral links for their users. The users can use these links to refer their friends and make money. The referral links can be shared through your social media account. When people sign up through your unique link, you earn signup bonuses. Like affiliate marketing, the larger your network, the more you can earn.


Do you know you can become an entrepreneur without any capital? Yes, With dropshipping, you can own an online store. As a drop shipper you don’t need a physical store. You don’t need to come in physical contact with the customer or the products.

Big e-commerce companies have a formal dropshipping process. But there’s also a simpler way. You have to make an agreement with a wholesaler or supplier. Then, you can list their products on your online store, catalogue, or social page. Anytime a purchase is made, the wholesaler delivers to your customers. All you have to do is market and sell the product from your internet-enabled device.

Products that are suitable for drop shipping include health items, fashion wears and accessories, hair accessories, etc. 

Social media 

This is a gold mine that is worth looking into. A lot of businesses are already using this space to connect with their target audience. You can also join this platform to start earning. Influencing, marketing, and management, are some of the categories that you can enter.

The role of an influencer is to grow and persuade a loyal audience in a particular industry. When you become an influencer, you can share thoughtful opinions and conversations. However, the best way to make money from this skill is to run paid posts and ads for brands in your field. 

Another important category to consider is social media management. A lot of top profiles and celebrities need people to manage their social presence. All you have to do is, post, engage, like and reply to comments. These celebrities would in turn pay you for your service.

The popular social media platforms out there are Facebook, Twitter, Instagram, LinkedIn, and TikTok.


Finally, we’ve come to the end of this piece.  This article has shown you the  best ways to make money in 2021 through the internet. There are many skills that can earn you money. All you need is continuous learning and consistency. Go ahead to pick one of the earning options mentioned above, then develop on it.

Which of these methods are you interested in? Which do you feel was not included?  Let us know in the comment section.

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